Before hiring anyone to work on your property, there are many things to consider such as their reputation, how long they’ve been in business, their portfolio, and more. One of the most important things to examine, though, is whether or not the company is insured and licensed.
Hiring a company that isn’t insured or licensed can come back to bite property owners. Here are some reasons you need to hire licensed, insured, and bonded professionals to take care of your luxury lawn and landscaping needs in Palm Beach, Jupiter, Manalapan, and nearby Florida areas.
What Kind of Insurance Should People Who Work on Your Property Have?
According to Angie’s List, those who work on your property, especially contractors, should have both liability and worker’s compensation. The liability insurance protects your property if the contractor causes any damage to it, and the worker’s compensation ensures that no claims are made against the insurance for your property. Claims against your insurance make your rates increase and you may have to end up paying the deductible.
You should always ask to see verification of a service person’s insurance policy, both liability and worker’s compensation. They can easily claim to be insured, but they could have lapsed coverage.
Greenscape Design has excellent insurance coverage and limits that include a $3 million umbrella coverage. We work on luxury properties and we want to make sure your property is adequately covered in the event something happens.
What is Bonding and Why Would I Request It?
Bonding is different from insurance. It is a certified guarantee that the person you hire to work on your property will complete the work they are contracted to do, or else the bond will pay out money to the property owner. In other words, if a lawn care company installed an irrigation system that ended up leaking everywhere and causing damage to your landscaping, the bond would cover the damage costs.
At Greenscape Design, we can be bonded if the owner requests it. We will provide proof of the bond.
Working with Licensed Contractors Covers You as Well
In many areas, it’s actually not legal to hire an unlicensed contractor. We work with many experienced, licensed contractors across the areas of Palm Beach, Jupiter, and Manalapan. Unlicensed contractors may not complete jobs to code and if a contractor is unlicensed, they are unable to file for the correct permits to complete a job.
You, as the property owner, are held liable for making any updates to a job that isn’t completed to code, and if your insurance company finds out that an unlicensed contractor worked on your property, they could void your policy.
Ensure You Are Protected from Scammers
If a company is bonded, insured, and licensed, then you can ensure that this company more than likely is legitimate. The Better Business Bureau also recommends that you only hire people with these policies. Unlicensed, uninsured, or unbonded workers may present an estimate that is less than other legitimate companies, but you could end up spending a lot more by hiring them. Make sure to hire someone with a good reputation, solid insurance coverage, and who comes with good reviews.
At Greenscape Design, we will do what it takes to complete the lawn and landscaping jobs you need at your luxury property.
We maintain excellent insurance coverage and will also sign nondisclosure agreements if needed, due to the nature of the properties we work with. If you’re looking to hire a company with a stellar reputation in Palm Beach, Jupiter, Manalapan, and other nearby areas, we work with luxury residential properties and large commercial properties all across the area. Give us a call at (561) 968-3243 to set up an initial consultation.